Industry · Banking & Capital Markets

Samso Industry Demo · Updated May 2026

DEPOSITS · NIM · LOAN BOOK · FEE INCOME · COST-TO-INCOME

A Samso engagement, sized for banking & capital markets.

A $4.2B-deposit regional commercial bank with a $3.1B loan book across 38 branches and 640 FTE. Mock numbers, real shape: NIM math, fee-income mix, KYC throughput, the commercial pipeline, and branch + back-office staffing all in one place.

Archetype · Regional commercial bank · $4.2B deposits · $3.1B loan book · 38 branches

Hero KPIs · what the business looks like today

Total deposits

$4.2B

+5.4% YoYCore 78% · time 22%

Loan book

$3.1B

+7.1% YoYC&I 45% · CRE 35% · resi 13% · consumer 7%

Net interest margin

3.18%

+12 bps LTMSpread holding despite deposit beta

Fee income (LTM)

$48M

+9% YoYTreasury · wealth · card · deposit fees

Cost-to-income

58.4%

vs 55% target4 branch consolidations behind schedule

NPL ratio

0.82%

+8 bps QoQEarly CRE softness · provisioned

Quarterly deposits + loan book - last 8 quarters with cumulative NII overlay

QUARTERLY · DEPOSITS + LOANS · $M · Q3 24–Q1 26 ACTUAL · Q2 26 FORECAST · MOCK DATA

Six functions · one engagement

Click into any function to see the drill-in for banking & capital markets.

Finance

Finance & Accounting

NIM bridge, deposit-beta sensitivity, fee-income mix, and the close + call-report cycle for a $4.2B regional bank.

Days to close

−4 days LTM

Forecast acc.

93%

Fee inc. vs plan

−$4.2M

Treasury soft

See full Finance drill-in

Marketing

RM thought leadership, FINRA-screened content, and an institutional RFP pipeline - marketing for a regulated commercial bank.

RM bylines / mo

+6 LTM

RFP responses / qtr

RFP win rate

28%

vs 35% target

See full Marketing drill-in

Operations

KYC onboarding, AML alert triage, contract review, and reconciliation - back-office workflows across Jack Henry + LOS + GRC stack.

Hrs reclaimed/wk

218

+88 LTM

Workflow compl.

94%

KYC backlog >30d

142

Q1 spike

See full Operations drill-in

Product

Mobile + online banking, digital onboarding, treasury portal, and branch tablets - digital product for retail, business, and wealth.

Mobile + online MAU

218K

+12% LTM

Digital adoption

62%

Mobile NPS

−7 vs prior qtr

See full Product drill-in

Sales & RevOps

Sales & Revenue Ops

Commercial loan pipeline + book of business management across 42 RMs - institutional desk framing, not B2B SaaS pipeline.

Pipeline coverage

2.6×

vs 3.0× target

Win rate

32%

RM book growth

8.2%

+2pp YoY

See full Sales & RevOps drill-in

People & HR

640 FTE across 38 branches, ops, credit, and tech - regulated-role training, exam readiness, and the hiring funnel that feeds it.

Time to fill

52 d

−14 d LTM

Offer accept

88%

Compliance training

91%

vs 100% req

See full People & HR drill-in

Demo dashboard · mock data

See your real data in this format.

Book a discovery call and we'll walk through what the same six functions look like for your team.

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